Life may be unpredictable, however with personal accident coverage with ahlibank is calculable; it is your helping hand to tide over the misfortune
ahlibank’s Personal Accident Insurance covers you worldwide, whether on business or on holiday. Considering the type of risks, we are all exposed to in our daily lives – during working hours and on the roads – personal accident cover is exactly what you need to overcome the risks.
| Benefits (OMR) | Plan |
| Accidental Death | OMR. 3,000 |
| Permanent Total Disablement due to an accident | OMR. 3,000 |
| Permanent Partial Disablement due to an accident | % of Sum Assured as certified by Govt Medical Board |
| Death Due to any reason (Other than Accident) | OMR. 1,000 |
| Medical Expense due to an accident (Up to) | OMR. 500 |
| Repatriation expenses | OMR. 400 |
| Air ticket expenses for medically unfit to work (Up to | OMR. 100 |
| Plan Age limit | |
| Entry Age* | 18 years (Minimum) |
| Issue Age* | 59 years (Maximum) |
| Coverage Age* | 60 years (Maximum) |
For any further information, please contact:
Telephone:
(+968) 24705305 ext. 128
(+968) 91145401
Email:
[email protected]
This plan is exclusively for ahlibank customers between the ages of 18 and 59 years
No, is a voluntary insurance plan; you can choose to buy the insurance plan.
Yes, the coverage is worldwide Death cover Due to any Cause and Accidental Death.
There is no need to undergo any medical tests or fill in any medical questionnaires for the plan.
The Insurance coverage begins just after the insurance premium is debited from your account.
Yes, there is a free look / review period of 30 days. Within that time, a customer can cancel the policy and get the full amount of the paid-up premium refunded.
You can cancel the policy at any point of time with a cancellation letter addressed to the bank.
If you cancel the policy with in the review period of 30 days, the entire paid-up premium amount will be refunded to you.
The certificate of insurance will be handed over to you at the ahlibank branch, after the debit is processed.
Visit Dhofar Insurance Company for claims Timing: 8:00 a.m to 5:00 p.m (Sunday to Thursday) as DIC have the largest network more than 40 Branches.
(a) Death Due to any reason (Other than Accident):
Death Certificate stating the cause of death.
Post-mortem report if it is legally required.
Medical / Hospitalization report.
Clear copy of Passport or National Identity Certificate with visa page for the deceased.
Any other document that the Insurance Company may deem necessary.
(b) Accidental Death:
Death Certificate stating the cause of death.
Police report.
Post-mortem report if it is legally required.
Medical / Hospitalization report.
Clear copy of Passport or National Identity Certificate with visa page for the deceased.
Any other document that the insurance company may deem necessary.
(c) In case of Accident / Permanent Total Disability:
Disability Certificates from a medical practitioner or a medical board authorized to assess disability.
Police report (if disability is due to an accident).
Medical report from an authorized medical practitioner with detailed diagnosis, including causes of disability and details of treatment given (if any).
Any other document that the insurance company may deem necessary.
PA Insurance is a contract between the customer and Dhofar insurance Company and not the Bank.
The bank shall not be responsible for the action or decisions of Dhofar insurance Company, nor shall Bank be liable regarding payment of claims or service under this plan.
Motor Insurance
Personal Accident Insurance
Travel Insurance
Home Insurance
Individual Term Insurance
