Charges

Charges

Deposit Accounts

Current Account OMR 0.5 – if balance < OMR 200 p.m
Savings Account OMR 0.5 – if balance < OMR 100 p.m
MySmart Account OMR 0.5 – if balance < OMR 100 p.m
MyHassad Account OMR 0.5 – if balance < OMR 100 p.m.
Fixed Deposit Account Premature Withdrawal – No deduction from principal. Interest payment may be reduced by 1% p.a. for the period run.

 

No charges shall be levied if the account is maintained for the purpose of receiving Pension and other Social Support Allowance being granted by the Government to Pensioners and disabled persons.

Account Services

Account Closure OMR 3 – If account closed within 1 year of account opening
Overdrawn Current Account Applicable Default rate
Dormant Accounts OMR 1 – For half year

OMR 2 – For full 1 year

If account does not have the minimum balance

Cash Withdrawal in any Currency Other than the Currency of Account 1% of the amount withdrawn plus prevailing exchange rate
Photocopy of Paid Cheque OMR 2 – Upto 1 year

OMR 3 – More than 1 year

Photocopy of Other Documents OMR 2 – Upto 1 year

OMR 3 – More than 1 year

Insurance of any Certificate by the Bank – Balance Confirmation, No Liability, No Dues, NOC, etc OMR 2 per certificate
Bank Statements Monthly : OMR 5 p.a.Weekly : OMR 20 p.a.

Daily: OMR 50 p.a.

Duplicate Statements OMR 1 – Upto 6 months

OMR 3 – Between 6-12 months

OMR 5 – More than 1 year

Cheque Books OMR 1 – 10 leaves

OMR 2 – 25 leaves

OMR 3 – 50 leaves

OMR 5 – 100 leaves

 

Transfers and Payments

Standing Instructions OMR 1 – Internal

OMR 2 – External (exclusive of transfer charges)

Funds Transfers OMR 1 – Local Remittance

OMR 4 – Local Remittance through RTGS

OMR 5 – Overseas Remittance

Actual out of pocket expenses/ other Bank charges extra

Demand Drafts and Pay Orders OMR 2 per instrument
Cheque Return OMR 15 per cheque
Collection of Overseas Cheques 0.10% – Maximum of OMR 50
Stop Payment OMR 5 per cheque or bunch of cheques
Caution List Removal OMR 10 – For Individuals

OMR 20 – For Businesses

 

Other applicable charges to be furnished as per the Terms & Conditions of products (if applicable).

ATM / Debit Card and Related Charges

Issuance of New Card OMR 1
Issuance of Supplementary Card OMR 2
Issuance of Replacement Card OMR 2
Annual Fee OMR 1
Reissuance of PIN Code OMR 1
Cash Withdrawal through ATM OMR 0.1 – Oman Switch

OMR 0.8 – GCC Net

OMR 2 – Visa

Balance Enquiry through ATM OMR 0.05 – Oman Switch

OMR 0.3 – GCC Net

OMR 0.5 – Visa

 

Loans and Related Services

Administration Fee OMR 25 – Personal Loan

OMR 25 – Auto Loan

OMR 50 – Mortgage Loan

Changes to Existing Loan Facility – Top Up, Restructuring or Rescheduling of Loan OMR 5
Installment Waiver OMR 5 – If at customer’s request
Early Settlement 1% of Prepaid loan amount
Loan Past Due 1% p.a. over applicable interest rate

 

Credit Cards

Card Insurance Fee Primary – Free Supplementary – Up to 4 cards free
Annual Fee Classic Card (Primary) – OMR 25

Classic Card (Supplementary) – OMR 12.5

Gold Card (Primary) – OMR 35

Gold Card (Supplementary) – OMR 17.5

Platinum Card (Primary) – 1st Year Free/ 2nd year – OMR 50

Platinum Card (Supplementary) – Free

Interest Rate Salary Assigned – 18% pa
Cash Advance Fee 3% – Minimum of OMR 5
Card Replacement Fee OMR 10
Late Payment Fee OMR 10
Over Limit Fee OMR 10

 

*With effect from January 1, 2015

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